So you want to know what is the highest credit score? Keep on reading to find out more about credit score is what is highest credit score.

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What Is Highest Credit Score
A credit score is a number that ranges from 300 to 850. It is also known as your FICO score because the credit score was developed by Fair Isaac company also known as FICO. By the way, the ticker symbol FICO is a publically traded company.

The highest credit score is 850.
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TransUnion and Equifax are two of the three main credit bureaus who stores information about your credit report and score. They use these FICO credit scores to determine your credit worthiness. Experian is the third big credit bureau and they use a different scoring system called the PLUS. It is not as popular as what TransUnion and Experian uses. FICO has a competing scoring company called VantageScore which all three credit bureaus also use to your credit scoring.

The median credit score nationwide in America is 723. Anything over 620 is good and anything under 620 is considered a bad score. If you have a score of 600 or less, you are a high risk borrowers and will most likely have trouble getting good rates on loans and may even be denied for loans. Anything in the 700s and above is considered excellent, and the elusive highest credit score of 850 is the absolute best score that you can get.

The PLUS system mentioned earlier has a score range of 330 to 830 and the VantageScore which was also mentioned earlier has a range of 501-990. These are less popularly used so you can generally ignore them. The more popular score range is mentioned above of 300-850 where 850 is the highest credit score. That pretty much answers your question on what is highest credit score and the answer is 850.

Click here to check your credit score and see where you stand amongst the rest of America.

Remember, it doesn’t hurt your credit score to check it yourself and also it really is free.