Are you looking for a totally free credit score? You’ve come to the right place. Don’t be fooled by other “free credit score” sites out there. Those other sites claim to give you a free credit score, but what they are really giving you is a credit report that you can get for free anyway. Then the credit score they charge you up to $60 just to get that three-digit score.

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Totally Free Credit Score
So why do you need a credit score? And most importantly why do you need to check it? In layman’s terms, it is a score that basically tells banks, lenders, and employers how you handle your finances. It is a risk assessment tool that banks look at to determine if they will be able to lend money to you. Your credit score is calculated using mathematical formulas developed by the Fair Isaac, Inc also known as FICO. That’s why it is sometimes referred to as your FICO score.

Did you know that having a low credit score can hurt your chances of getting that career you want? It’s true. Read more to find out.

Don’t forget to get your totally free credit score and see it instantly. Click here.

Having a low credit score is something that can be damaging for years. If you are late on a bill payment here and there, you may not even think about it. But being late on a payment can stay on your record for up to 7 years. That means it will continue to damage your credit report for that same 7 years. Some of the consequences for that is that you will have a tough time getting a loan, having a higher credit card annual percentage rate, and having higher mortgage rates.

But have a low credit score can also affect the next place you work at. You may even have a tough time getting a job. More and more companies are now getting background checks on their prospective employers when you go in for an interview. When you get a background check done on you, they also pull your credit score information. A growing number of hiring employers are making their decision to hire you or not based on your credit score.

This makes sense if you work in a finance department and you have to handle large sums of money. But this growing trend is now spreading to all different industries so it’s especially important today to keep your credit score up to par. A huge reason why companies do this is because they feel it can show a reason why someone with a bad credit score may not have the same characteristics to do the job as someone who better caters their credit score.

This is one of many reasons to keep your credit score totally under your control. That way you will have nothing to worry about or anything to hide. Whether if it’s applying for a job or a home mortgage, it wouldn’t matter to you because you will get the job regardless of your credit score and also will get the best interest rate on that home loan.

Before you leave, get your totally free credit report with this link.